Find a checking account that fits your needs.

Free Checking

A convenient account just for you.

  • $100 minimum deposit to open account
  • No minimum balance requirement
  • Unlimited access to over 55,000 surcharge-free ATMs worldwide within the WCB, Circle One1 and Allpoint ATM network
  • Unlimited check writing

Premier Checking

Earn interest with your checking account.

  • Earn interest with a variable rate
  • $500 minimum deposit to open account
  • $500 minimum daily balance or a $9 monthly maintenance fee will be incurred
  • Unlimited access to over 55,000 surcharge-free ATMs worldwide within the WCB, Circle One1 and Allpoint ATM network and 6 Free Non-WCB ATM Transactions per month
  • $25 annual safe deposit credit
  • Unlimited Checks2
  • Loan Discount3

Money Tree Checking

A checking account just for students4.

  • No minimum balance requirement
  • Unlimited ATM Transactions at WCB & Circle One1 ATMs with Access to Over 55,000 surcharge-free ATMs worldwide with the Allpoint® ATM Network
  • One-time courtesy fee refund5

Heritage Checking

An interest earning checking account for customers age 55 or more.

  • Earn interest with a variable rate
  • An average daily balance of $1,500 in savings, $2,500 in checking or $5,000 in a Certificate of Deposit must be maintained
  • Unlimited access to over 55,000 surcharge-free ATMs worldwide within the WCB, Circle One1 and Allpoint ATM network and 6 Free Non-WCB ATM Transactions per month
  • 10% annual safe deposit box discount
  • Unlimited Checks2
  • Club events and travel opportunities
  • Money orders

Checking Account Benefits

Mobile Banking

Pay almost anywhere you can swipe or tap.

Online Banking

Manage and organize your finances 24/7.

Digital Payments

Apple PayTM – Visa SRC – Samsung Pay; whatever your preference, pay with convenience.

Account Alerts

Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.

Please look for the Circle One icon

2 Includes safety check design, 1 box per order

3 Subject to credit approval.

4 Only full or part-time students through age 25 are eligible. Co-owner (over age 18) required for minors.

5 Customer is responsible for requesting courtesy fee refund.