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MoneyTree Student Checking Account

Looking at graduates from behind while the sun glares in the distance

A checking account for smart money management for students1.

Apply at a Branch

Washington County Bank has created an account to handle the finances for young adults and provide peace of mind to parents. We call it MoneyTree. It offers everything a high school or college student needs including several unique features which are designed specifically for students.

Account Features:

  • No minimum balance requirement
  • No minimum deposit to open
  • No monthly maintenance fee
  • Visa Debit Card or ATM Card
  • Unlimited ATM Transactions at WCB & Circle One ATMs with Access to Over 55,000 surcharge-free ATMs worldwide with the Allpoint® ATM Network2
  • 3 Free Non-WCB and Circle One transactions per month3
  • One-time courtesy fee refund4
  • Mobile Banking
  • Online Banking and BillPay

MoneyTree Advantages for parents:

Our objective with MoneyTree is to be a learning partner with you and your teen. The earlier we can teach responsible financial habits, the more likely they are to manage their money into adulthood.

Parental Advantages:

  • Online access and account alerts give you the chance to review your teen’s account activity anytime
  • Ability to set daily limits on debit card purchases and withdrawals from ATMs
  • Online transfers allow you to easily move money from your WCB account into your student's WCB account.
Apply at a Branch

Checking Account Benefits

Online Banking

Manage and organize your finances 24/7.

Mobile Banking

Manage your finances on-the-go.

Account Alerts

Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.

Paperless Statements

Save time and reduce clutter by receiving statements via email.


With free online BillPay, set up payments on a one-time or recurring basis. It’s quick and easy.

Apple Pay

Make payments with your Apple device at hundreds of stores.

Visa SRC

Shop faster online with pre-entered card and address information with Visa Remote Commerce (Visa SRC).

Samsung Pay

Pay almost anywhere you can swipe or tap.

1 Only full or part-time students through age 25 are eligible. Co-owner (over age 18) required for minors.

2 Please look for the Circle One icon  

3 Machine surcharges apply.

4 Customer is responsible for requesting courtesy fee refund.